WAYMART – During Tuesday night's meeting, the Waymart Borough Council renewed its contract with the Varcoe Insurance Agency.
“We have the pleasure of insuring the borough of Waymart,” said Dave Murray, president of Maple City Insurance Associates, where Varcoe Insurance is a subsidiary. “A renewal policy comes up every year in January.
“We're insured with National Casualty Insurance Company, which is a subsidiary of Nationwide Insurance.”
The borough has a total property coverage of $1,072,000 with a $1,000 property deductible for each occurrence.
Some of the property coverage includes:
• Depot building-$300,000
• Borough hall building-$190,000
• Borough garage-$200,000
• Traffic light-$170,000
• Town clock-$12,000
There is also $15,000 for miscellaneous equipment.
“That covers items such as police radios and things that can be moved from vehicle to vehicle and place to place,” Murray said.
He added it also includes items like the tractor used for mowing, the police taser and weed whackers.
Murray also stated the borough has no flood coverage on any of the properties.
Under general liability, bodily injury and property damage is covered for $1,000,000 each occurrence. Personal injury and advertising limit is $1,000,000 each offense.
Medical payments include $5,000 for any one person.
The borough is also covered for law enforcement liability.
“It protects the police officers in case they are wrongly accused or rightly accused of doing harm to somebody in the process of arresting someone,” Murray explained. “The reason the mayor is working on the descriptions of the police department is because of us [insurance company].”
He added every couple years they require an updated employee manual that includes the police department and its rules and regulations.
The law enforcement liability is $1,000,000 for each person.
“It hasn't been updated in quite some time,” Murray said.
The borough also has public officials liability.
“Public officials liability protects you [council] in case someone accuses you of doing something incorrectly as your job here on the board,” Murray stated.
The public officials liability is $1,000,000 for each wrongful act. Employment practices liability is also $1,000,000 for each wrongful act.
Both come with a deductible of $1,000 for each wrongful act.
The borough has an umbrella liability limit of $1,000,000
For business automobile the liability insurance is $1,000,000, medical expenses are $10,000 and work loss benefit is $1,000 per month with a $5,000 maximum.
Vehicles covered include a 2014 For F550, a 2009 Case Backhoe and the two cop cars, a 2006 Ford Crown Victoria and a 2010 Ford Explorer.
Each is covered for comprehensive and collision and the backhoe has a value of $65,500.
Worker's compensation is also available for all borough employees including police officers.
Murray said the premium is $165 higher than last year.
Bodily injury by accident is $100,000 for each accident, bodily injury by disease is $100,000 for each employee and bodily injury by disease has a $500,000 policy limit.
• John Randall (“Randy”) Thorpe was unanimously approved as a member of council. He is filling a vacancy after Harvey Potter passed away in January.
• Councilwoman Jane Varcoe provided the following updates:
• The emergency plan needs to be renewed.
• As soon as the weather breaks, Grimm Construction will put the addition on the borough building.
• The borough is waiting on the contract for the tennis court project at the Robert D. Wilson Elementary School.
• Everyone has signed off for the culvert replacement project on Carbondale Road.
• The Dollar General project will also take place when the weather breaks.